From 20 September 2025, Disability Support Pension (DSP) payments will increase. This change is part of the government’s regular indexation, which makes sure payments keep up with the cost of living.
Single DSP recipients will get an extra $29.70 a fortnight, bringing the maximum rate to $1,149.00. Couples will each get an extra $22.40 a fortnight, with a new combined total of $1,732.20.
At the same time, deeming rates will go up. This is how Centrelink works out income from savings, shares and bank accounts. With higher rates, Centrelink will assume people earn more from their money, which could mean lower payments for some. People with few assets will get the full increase, while those with more savings or investments may see smaller gains, and in some cases the extra payment could be cancelled out.
Pension rates are checked twice a year, in March and September. The changes are based on living costs, consumer prices and wage growth. The rise in deeming rates reflects the government’s view that people are earning more from savings and investments in the current economy.
Disability advocates have welcomed the increase but warn that it still does not fully cover the rising costs faced by people with disability. Essential needs like housing, medical care and mobility aids are increasing faster than general prices.
Recipients do not need to do anything for the increase to apply. Payments will update automatically. You can log in to your Centrelink online account or the Express Plus Centrelink app to check your new rate. If you are worried about how the deeming changes may affect you, financial counsellors and advocacy groups can offer support.
